MEDICAL BENEFITS PROGRAM HIGHLIGHTS:

• The Single Employer Trust (SET) Medical Benefits Program is a self funded health and welfare benefit trust plan in accordance with the Federal Employee Retirement Income Security Act (ERISA), which governs employee benefits programs.
  
• Employer establishes an SET in order to provide health care services and benefits to their employees


• Stop loss coverage on an aggregate basis only (no specific stop loss)


• 12/18 policy period
  
• Choice of deductibles: $250, $500, $1000, $2500 and $5000


• Choice of four Preferred PPO Plans: 90/70, 80/60, 70/50 and 50/30


• Unique Limited Medical Plans and Buy Down options available


• Wide Range of PPO networks available


• Wellness Benefit at 100% up to $300 per insured after $20 co pay automatically included
  
• Full Deductible Credit
  
• Fourth quarter Deductible carryover
  
• Takeover Benefits with prior group coverage
  
• Included prescription drug card with mail order service
  
• $20 Primary Care Physicians office visit co pay (network providers)
  
• $2,000,000 Lifetime Maximum Benefit (up to $5,000,000 available)
  
• Group size: 5+